Insurance Claim Assistance
We Work With You and Your Insurance Company
Commercial & Residential Insurance Claim Assistance
Storm Damage is inconvenient. When it comes to suffering a loss, it is important that you maximize your claim to recover what you deserve and not take a financial loss. This is why property owners have insurance. It is important that you focus on your business and the day-to-day operations and let the professionals at Tectum Roofing assist you with your claim. Tectum Roofing has the knowledge and process in place to handle these situations so that you don’t have to spend hours learning about the insurance claims process. If it was easy, everyone would do it.
Hiring Tectum to assist with your claim ensures your claim is paid fairly and the maximum settlement is paid. Tectum has been providing building owners with peace of mind for decades. There are many details and important steps to take to make sure your claim will get the outcome you deserve. We are passionate about our work and we work hard for our clients. We work for you, not the insurance company. There is no money out of pocket unless we win for you!
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We Work For You
Underpaid Claims Are Too Common
Hiring Tectum to assist with your claim helps to ensure your claim is paid fairly and the maximum settlement is received. Tectum has been providing building owners with peace of mind for decades. There are many details and important steps to take to make sure your claim will get the outcome you deserve. We are passionate about our work and we work hard for our clients. We work for you, not the insurance company. There is no money out of pocket unless we win for you!
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Our Process
Our vast knowledge and creativity provide you with the best application for your project. Gain peace of mind with our unmatched warranties, service, and craftsmanship.
Step #1
Reach Out
All of our locations are available 24 hours a day, 7 days a week to answer any questions or to set-up an appointment.
Step #2
Schedule Appointment
Appointments are available as soon as the next day. Emergency services are also available 24 hours a day if you are experiencing a leak.
Step #3
Free Inspection
Every initial site inspection is free to the property owner. During the inspection, we will identify any deficiencies and build a proposal to correct the problems.
Step #4
Start Project
Once the project stop is agreed upon and the contract is signed, you will have a dedicated production team and project manager to ensure clear communication and efficient installation.
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Let Us Fight For You
Most of the time the insurance company will not deny your claim, but it will be underpaid due to something the adjuster missed or for the simple fact that adjusters do not include code upgrade. This is where Tectum Roofing can help with a professional detailed estimate for the insurance company to make sure that there isn’t any money other than your deductible coming out of your pocket.
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We Know Our Stuff
Frequently Asked Questions
What do I do if my mortgage company is on my check?
There are times when the name on the check that you receive for any damages to your home is the mortgage company, which can occur with specific companies and when the amount of money provided to you is high. In these situations, contact the mortgage company and request the necessary documents. These documents typically include the contract and a copy of your insurance claim. The check then needs to be signed by a mortgage company representative before you can deposit it.
What if Insurance won’t approve my claim?
If your insurance claim was denied and you disagree with the decision, you need to schedule a reinspection with your provider. You can schedule a trusted roofing company to join the insurance adjuster during your reinspection. The contractor can document the damage they notice and compare notes. If the contractor discovers damage unnoticed by the claims adjuster, you can submit that information to your provider as evidence in your appeal.
What is a Cosmetic Claim exclusion?
Cosmetic claim exclusions limit coverage for any cosmetic or aesthetic damage to property. If a hailstorm occurs, this clause’s presence means that the insurance policy does not provide coverage for pitting, denting, and other forms of superficial damage. If the roof’s appearance is damaged, but the underlying structure is still fully intact and properly functioning, the policy won’t provide coverage.
What is an ACV Insurance Policy?
ACV stands for actual cash value. This is commonly referred to as fair market value. This type of policy requires an insurance provider to pay replacement or repair costs to fix your roof, minus depreciation.
